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17 Proven Ways to Make $10K a Month (Ultimate 2022 Guide)


You might be wondering how to make 10k per month. With this amount of money you might be capable of quitting your day job, traveling the globe, purchasing your first home, or just padding your savings account.

It won’t exactly be easy, but it’s certainly possible.

In this post, I’ll explore how to make 10k a month, the best ways to make 10k online, how hard it is to make $10,000 a month, and more.

I’ve personally made over $10,000 a month from multiple strategies on this list – making them proven methods you can use to reach your goal. Let’s get started.


Some of the best ways to make $10k a month include:

  • Starting a business
  • Blogging
  • Freelance writing
  • Landing a new job
  • Investing

How Much is $10,000 a Month?

Before you think of ways you can make $10k a month, you’ll need to know how much that is per day, week, and year to help you break your income down into more manageable goals.

$10,000 a month is equivalent to making $328.77 per day, $2,307.69 per week, or $120,000 per year.

Hopefully this can help you think of ways to reach daily and weekly financial goals.

For example, making $200 per day is a good start, but you’re going to need slightly more to make $10k a month. You can start by aiming to make $5k a month.

How to Make $10,000 a Month

Below are some of the best ways you can start making 10k a month or more. While it won’t be extremely easy, it’s certainly possible if you have a plan to get there. 

Start a Blog to Make 10k a Month

Blogging is by no means a get rich quick scheme – but it’s possible to make over $10,000 a month with the right strategy.

If you’re looking for ways to make 10,000 per month online – blogging is one of the best methods to make money.

Best of all, the cost to start a blog is minimal – making it a viable option for anyone looking for a digital side hustle.

For some people, being able to work alone is another benefit of this gig.

When you start a blog, you’ll want to have a few concepts nailed down such as: what is the niche of your blog, how will your blog make money, and how much time will you spend working on your blog.

How you answer these questions will help you to determine how long it will take you to reach 10k a month.

For those willing to put in a significant amount of time (and sometimes money!) you can grow your income much quicker than those who view their website as a hobby.

When getting started you’ll want to determine how you will acquire traffic for your website – one of the essential factors of your income capabilities.

There are a few main sources of traffic including: SEO (Google), Pinterest, Referral, Email, Social Media, and Direct.

While each of these traffic sources has their own benefits and drawbacks, I’d work on focusing on one or two when starting your blog. For 99% of bloggers this is SEO or Pinterest traffic. These sources have the largest base of users therefore offering the most potential traffic for your blog.

Once your blog has started, you’ll need to determine how you will make money. For most bloggers, it’s usually through a combination of display advertising (like Mediavine), affiliate links, and sponsored posts.

Depending on the number of users and pageviews your website gets, it’s possible to make over $2,000 per month from display advertising alone. Affiliate marketing will often exceed this but it depends on the type of posts and the quality of your audience.

Earning 10k a month blogging is certainly possible, but it will take some time and knowledge to reach your goals.

If you’re looking to start a blog, I recommend using SiteGround to start your blog on WordPress and check out these types of blogs that make money.

Looking for more ways to make money? Check out these 70+ side hustle apps to make money in your free time!

Freelance Writing to Make $10,000

Become a Freelancer to Make $10,000 a Month

Freelancing can be quite lucrative and a great method to increase your income and make $10k a month or more.

Depending on the type of freelancing you do, you can easily grow your earnings to over $500 a day or $10,000 per month.


Freelance work is typically paid on a per job basis. This means the faster you can complete a job, the higher the income potential you’ll have. By becoming more efficient with your time, you can score a quick boost of income.

But that’s not it.

Depending on the amount and type of work you have, you could consider hiring a less experienced candidate capable of doing the grunt work for you. This will allow you to output more work while still being profitable.

Freelance work can be difficult in some aspects. Some people will use freelance jobs to escape their 9 to 5 job but instead of having just one “boss” they end up having multiple.

If you’re looking into freelance work, it’s wise to set boundaries with your clients so they understand your expectations.

There are many types of freelance jobs you can consider for almost every skill. From writing to programming or even SEO consulting, your options are almost limitless – as is your ability to get paid.

Here are a few common freelance skills that are in demand:

  • Writing
  • Programming
  • Marketing
  • Accounting and Bookkeeping
  • Graphic design
  • Copywriting

Your skills will determine your pay as a freelancer. For example, those able to create compelling and unique articles can make much more than a beginner writer.

Before you can sell your services to clients, you’ll need to establish a portfolio of work. This might mean you’ll end up working for free in the beginning stages of your journey.

Check out the video below to learn how you can make $10,000 a month or more freelancing. 

Related: Best Ways to Make 50k a Month

Investing to Make $10,000

Invest to Make 10k a Month

Investing can be an excellent method to make $10k a month if you have some capital to deploy upfront. There are many methods of investing you can take advantage of including investing in stocks, real estate, small businesses, cryptocurrency, and more. We’ll explore some of these below!

Investing is a great way to turn money into more money, so you can make money on autopilot.

To better understand how much money you can make investing, let’s do some math.

If your goal is to make an extra 10k per month let’s take a look at investing in the stock market. Assuming a 7% annual return or .58% per month, you would need to invest around $1.72 million to reach your goal. Okay so this is pretty unrealistic. But that doesn’t mean you shouldn’t take advantage.

By making consistent contributions into your investment accounts, you can slowly build your way to 10k per month.

If you’re looking to invest in your favorite companies, I recommend using Acorns. You’ll get a free $10 when you register below!

But the stock market isn’t the only way to invest.

What about real estate?

Real estate also provides an opportunity to grow your money and earn $10,000 per month. Similar to other investments, it’s going to take some money to get started if you want to make serious money.

One method to do this is through owning rental properties. It’s possible to find rental properties that cash flow thousands of dollars each month.

For example, if you are capable of purchasing a quadplex in which each door rents for $1,000 per month but your mortgage and expenses amount to $2,000 per month you could make a profit of $2,000 monthly. Multiple this times 5 and you’ll be earning $10k per month.

Another method is using crowdfunded real estate like Fundrise.

Fundrise is my favorite platform to make money with real estate because you won’t have to deal with the headache and stress of rental properties. Sign up below to get started!

But there are several other options outside of Fundrise. Another one of my favorite ways to invest is in short term real estate debt with Groundfloor.

This platform allows you to invest in short term debts for real estate investors. In simplest terms, you can loan money to investors who need cash to complete an investment.

This is often the case for people flipping homes. They might need a few thousand dollars to complete the flip which you can lend them and earn interest on your money.

Groundfloor allows you to invest without a fortune. Create your account here to get started!

Whenever investing, it’s important to remember that there is risk involved so you should only invest what you can afford to lose.

Invest in Small Businesses with Mainvest

Invest in Small Businesses

Starting a business can be an excellent option to make $10,000 a month – but not everyone has the time or energy to do with. 

Instead, you can use a platform like Mainvest to invest in small businesses around the country with as little as $100.

The returns for this investment can be tremendous. The target returns are between 10% to 25% making this form of investing one of the more lucrative options. 

Ready to get started? Create your Mainvest account below!

You might also consider investing in cryptocurrency. While I personally don’t see it as an investment – many people do.

This teenager turned his $1,000 into $4.5 million by purchasing bitcoin.

Cryptocurrencies are very speculative in nature and tend to fluctuate in price daily anywhere from 2% to over 15%. If you choose to invest in cryptocurrencies (or any investment) – make sure you can afford to lose your money.

If you’re interested in purchasing Bitcoin or other cryptocurrencies, I recommend using Coinbase to get started. It is super simple to use and you can get started for less than $5.

Because cryptocurrencies fluctuate in value it’s possible to make $10k per month.

Create My Account!

Make $10,000 a Month Investing in Art

If you have some extra cash and want to grow your income, art investing can be a great way to build wealth.

While the concept of investing in art isn’t new, there are new platforms that have made it much simpler, and affordable. With Masterworks you can invest in art with a small initial investment. They have a strong track record of results with an average return of 15% annually.

Take a look at my Masterworks review or register below to get started!

Take Advantage of Free Money

There are plenty of ways to get free money which can help you reach your goal of 10k per month.

It’s possible to get over $100 in free money with some methods. For example, opening a new bank account with Aspiration Bank will land you a free $150. While this isn’t quite the $10,000 you’re looking for – you can use the additional cash to invest and grow your money.

Another free money hack I use is downloading the Nielsen Panel. This free app pays you money just for having it run in the background. You can earn $50 by doing nothing so it doesn’t hurt to try!

Make Money Each Month with Affiliate Marketing

Affiliate marketing is an easy way to earn passive income with the potential to make thousands of dollars each month online.

What exactly is affiliate marketing?

In simplest terms, affiliate marketing is the process in which you are compensated for facilitating a transaction. For example, perhaps you have a YouTube channel that is focused on plumbing techniques and tips. If you post a video recommending a specific piece of plumbing equipment, you could partner with the company that produces the item and get a portion of the proceeds for each sale.

There are many methods you can use to make money with affiliate marketing including social media, YouTube, or a website. We’ll explore some of the best ways to make money with affiliate marketing and some of the most common affiliate platforms below.

Related: Make $10 a Day Online

Social Media Accounts

Social media accounts are an extremely common way to make money with affiliate marketing. Between Facebook, Twitter, Instagram, a YouTube channel, and other rising social media platforms, there is no shortage or opportunity.

By posting affiliate links on your accounts, you can earn a commission for each sale that occurs through your link.

For those with large established followings this could be the easiest way to earn $10,000 a month. Because social media accounts are free to start – there’s no reason not to give it a shot.

You can try these ways to make money with Reddit or these ways to make money with Snapchat!

YouTube Channel

While YouTube channels are technically a form of social media, I believe they deserve a category of their own. Because the content is video based, this provides an even better way to make money online through affiliate links.

By creating review and comparison videos, you can easily promote your links in the video description and comments to increase your sales and earnings.

You can even make money with YouTube without making videos!

Blog or Website

Affiliate links are often plastered on many websites and blogs – and for good reason. They are one of the most effective ways to earn money online for webmasters. They allow bloggers to get paid for their hard work writing great content.

Neighbor App

Rent Out Your Garage or Space for Extra Cash

Renting out your space on a platform like is a great way to make additional money. While it’s not going to get you all the way to your goal on it’s own, you can use your extra money to invest and make more money. allows you to list your space for people to rent and store things. If you don’t have a garage, don’t worry. You can also list a shed, closet, or other spaces to make money.

Even if it’s a few hundred dollars a month, this is completely passive income that can help you reach financial freedom.

Rent My Space!

Pick Up a Few Side Hustles

Using a side hustle like driving working as a delivery driver or a ride hailing service can give you a short boost of income to help you make 10k a month.

Getting paid for your services like driving as a delivery driver is a perfect way to increase your monthly earnings on your journey to $10,000.

While side hustles alone might not make 10k each month, you could easily make an additional $1,000 for your time.

Some of my favorite side hustles include:

Some side hustles will pay more than others. For example, taking surveys online certainly won’t pay you thousands per month however, it is possible to to reach six figures flipping items from a flea market.

Small Business to Make $10,000

Start a Local Business

One of my favorite ways to make 10k a month is by starting a local service business. These businesses often get overlooked because they aren’t as sexy as other options.

Many of these small businesses can bring in hundreds of thousands of dollars per year. For example, many lawn care or pressure washing businesses can have 7 figure earnings in less than 2 years time.

Many small service-based businesses do not require special skills or knowledge to get started and can turn into a full time job. The benefits of being an entrepreneur can be amazing, which most people dream of. And it’s completely possible!

Start by outlining the services you can offer and set a price for them. This will vary depending on the type of services you offer. Most service-based businesses will price their work depending on the number of hours the job will take to complete.

When starting a business you’ll need to be capable of selling your services to attract new customers. You’ll want to learn how to sell effectively to better your conversion rates and increase sales for your business.

You can check out these profitable business ideas for anyone or these business ideas for men or women to get started!

Sell Products via E-commerce Sites

Selling products via e-commerce sites is one of the best ways to make money online because there are so many potential options.

For example, some entrepreneurs might choose to sell via Amazon FBA. This process involves having Amazon fulfill and ship products for you – for a small fee. You ship your items directly to Amazon and they will ship them to your customers doorstep.

There are many entrepreneurs who have made six figures each month with Amazon FBA. Check out the video below to learn how to start an Amazon FBA business. 

But it doesn’t stop there. You can also opt to start your own e-commerce website or online store and sell products directly to customers to start making money. This comes with larger profit margins but you’ll need to have the skills to build your website and acquire new customers. By creating an online store you can grow your income and earn thousands per month online.

When you sell a product through an online store of your own, you’ll need to think through the logistics of your business. You might want to learn the most affordable shipping options or payment processing venders to lower your expenses.

You’ll also want to consider your time spent fulfilling orders. Your time is not free so you’ll want to keep track of the hours you’re working to see if your business is still profitable.

Marketing will play an essential role in growing your sales online. You’ll want to think of some ideas to connect with potential customers and expand your business.

Ask for a Raise

While it’s likely that asking for a raise won’t net you an extra $10,000 per month, it’s one way to boost your income on your journey.

Asking for a raise is a simple and free way to possibly increase your income every single month doing the same job.

When asking for a raise be sure to justify your pay with any numbers or performance metrics you have.

You’ll want to visualize your skills and explain the value you provide to the company you work for.

Switch Jobs to Make $10,000 a Month

Similar to asking for a raise, switching jobs can be an alternative way to get access to more cash every month through your 9 to 5.

If you currently work in a low-paying job or career, you might consider switching to something more lucrative.

Related: Hobbies that Make Money

Sell Digital Courses Online

Another way that bloggers and website owners can profit from their digital real estate is by selling courses.

You’ll want to match your audience with the course you aim to create. For example, if your following is dedicated to health and fitness, you might consider creating a course that focuses on helping others get in shape and eat healthy.

Depending on the complexity of your course you might be capable of selling it for a few hundred dollars per purchase.

One thing I love about creating a digital course is that it likely won’t cost you much money at all to get started and it will turn into passive income once completed.

You can sell your course over and over to make money every month.

Another benefit – you don’t necessarily need an established audience to get started. Instead, you might consider running Facebook ads to attract potential customers. While Facebook ads can be expensive, they can still be profitable for your business and drastically increase your sales.

Rent Out Things You Own

There are many items you can rent out to make some extra cash every month. From renting out an extra room in your home to renting out a lawnmower, try to gather any items that regularly go unused and try to rent them out online.

A simple post on Craigslist or Facebook Marketplace should do the trick. You can choose to rent your items per day or per hour depending on the type of item you have.

Make Money Advertising on Your Car

Looking for a way to make money without any effort? Earn passive income displaying advertisements on your car. It’s possible to earn over $1,000 each year just by driving around.

Just place the sticker on your vehicle to starting earning with Stickr.

This is a great way to make money with a car, truck, or van. Register below to get started!

Publish a Book

Publishing a book can be scary but with todays access to free tools and the ability to self-publish your book there’s no better time.

Book sales can be an excellent method to generate passive income each month.

Apart from being a seasoned writer, you’ll need to know how to market your book to get sales and build your income stream.

Check out the video below to learn how to self publish a book!

Make $10k a Month as a Virtual Assistant

Virtual assistants can make great money for completing tasks online. This is one of my favorite ways to make $10 a month online because there is very little risk and it doesn’t require unique skills to get started.

With this side hustle you’ll be asked to send emails, post on social media, manage website content, and more.

To get started you can find work on freelance sites like Upwork or Fiverr or you can reach out directly to bloggers and online business owners who might need help managing their business.

The amount of money you can make will depend on your skills and experience but some virtual assistants can make upwards of $10k a month. 

Sell Stock Photography to Make $10,000 a Month

Stock photography is a superb way to build passive income and make $10k a month. The amount of money you can make is limitless. Each photo you sell online will make you money.

By using sites like Shutterstock you can earn a few dollars for each photo sold. While this might not seem like a ton, it can add up. If you are capable of selling 100 photos a day that can amount to $300 a day or more which is almost your $10k goal.

You might be thinking you have the be an expert photographer to get started with this side hustle, but that’s not always the case. While it certainly helps to be a skilled photographer, you can also learn as you go.

By using a platform like SkillShare you can learn photo editing skills to better your chances of succeeding with this gig.

Related: How to Sell Stock Photos and Make Money

Start a Flipping Side Hustle

There are many different things you can flip to make money. For example, furniture flipping is a great way to boost your income if you have the time and skills to refurbish furniture and sell it for a profit.

Some of my favorite things to flip include shoes, baseball cards, furniture, cars, and more.

The majority of flipping is all about the effort you put in to find the best deals possible. By finding these deals you can sell them for a profit and make $10k a month.

Build Websites for Cash

In the 21st century, every business needs a website. They are an excellent marketing tools for businesses to gain customers and grow their revenue.

If you have a computer and an internet connection, this provides many people an opportunity to make extra money. Building websites for businesses can be an extremely profitable venture.

Depending on the size and complexity of the website, it’s possible to make anywhere from $2,500 to over $10,000 per website you build.

Another benefit of this side hustle is your ability to expand service offerings to your customers. Between content creation, email marketing, and running digital advertising campaigns – there is plenty of room to expand.

How Hard is Making 10k a Month?

Making 10k a month won’t be easy. It will take dedication, time, and a solid strategy to reach your goal.

By combining a few of the ideas above you can expedite your journey and reach your goal faster.

The majority of people will never make $10,000 a month making it a significant accomplishment for anyone.

Is $10,000 a Month a Good Income?

Making $10k a month is a great income for most people in the United States. The average American household income amounts to $79,900 in 2021 meaning your income would be around 50% more than most families.

Tips to Make $10,000 a Month

Below are a few tips to help you make $10,000 a month whether you’re starting a business or selling via Amazon FBA.

Create a Plan

The first step on your journey to make $10k a month is crafting a plan to get there. This plan should include various income sources you plan to use and how you will make money with them.

For example, if you plan to start a blog to make $10,000 a month, outline a plan of how you will get there. What will your blog be about? How will you monetize your blog? How much content will you need to create?

Give it Time

As the old saying goes “You can’t build Rome in a day” and the same goes for making 10k a month. You’ll need ti give yourself some time to start generating income.

If you plan to purchase money making assets like a rental property, this can take a few months to over a year to start generating a serious income.


After a month of implementing your new income tactics, you’ll want to take a step back and analyze your performance. Did you meet your income goals? Are there certain areas where you fell short?

By analyzing your performance, you can make changes and adapt to start earning more.

Final Thoughts on How to Make 10k a Month

By using several of these methods to make money, you can increase your income and learn how to make 10k a month or more.

Whether you choose to complete freelance writing jobs , start a business, or sell products online, making 10k each month will take time to develop. There are no get rich quick schemes to making this amount of money. You’ll need to put in the work and be disciplined to accomplish your goal.

Many people will think you are crazy but it is well worth your time!

Forrest is a personal finance, entrepreneurship, and investing enthusiast dedicated to helping others obtain life long wealth. He owns several different blogs and is also passionate about health and fitness.

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